In the excitement of graduating from college we often overlook the fiduciary responsibilities that are about to hit us like a freight train. Remember those student loans you took out four years ago? Surprise, they need to be paid back! And with the economy like it is today, most likely you are unemployed or are taking a job that pays less than you had hoped for. Either of which leaves you little to no money to pay back those tens of thousands of dollars in student loans. If this sounds like you and you are having trouble paying off student loans, fear not. There are things that you can do or take advantage of that can help you pay them off. Here are some suggestions;
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The first suggestion is to go right back to school. If you return to school, most student loans have in their terms that the payments will halt while you are matriculating.
Another suggestion is to borrow money from relatives. Your grandparents were awfully proud to watch you get your degree. They may not like the fact that you have a mountain of debt and a nice check from them might help you chip away at it.
The government can also help you out. If you belong to a profession that is in high demand in a certain area, you can get your student loans paid for by the government. Some programs are for military members. Others are for teacher that teach on Indian Reservations or in inner city schools. There are tons of other programs like this, these are only two of them
Finally, the old tried-and-true "spend less and make more" helps as well. Try picking up a second job and foregoing the satellite television and you may find that you have enough to make your student loan payment.
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